Varun Dua, the founder of the insurance technology company Acko, has expressed public disagreement with a recent Supreme Court directive regarding motor vehicle insurance. The court’s order mandates an increase in the tenure for mandatory third-party insurance policies. In a post addressing the ruling, Dua questioned the scope of judicial authority in the insurance sector, specifically asking, "Since when does a court design an insurance product?"

Dua’s critique centers on the operational and regulatory implications of the court's decision. By questioning whether the mandate effectively addresses the underlying problems it intends to solve, Dua has highlighted a tension between judicial intervention and industry-led product design. While the Supreme Court’s order aims to ensure broader coverage and compliance for vehicle owners, industry stakeholders like Dua argue that such mandates may overstep the boundaries of regulatory oversight. The discourse reflects a broader debate regarding how insurance products are structured and who holds the authority to dictate their terms—the insurance companies and regulators, or the judiciary.